SoFi Rules for the referrer or referred friend who lives in Ohio, Michigan, or Vermont

• We can’t offer Welcome Bonuses for any new loan members residing in the state of Ohio, even if they used the referrer’s unique referral link.

•Vermont also does not allow Referral Bonus payments to the referrer if the referred loan applicant lives in Vermont (even if the referrer does not).

• Referral Bonuses for Michigan residents cannot exceed $500.